Our Mission
The mission of Rivermeade Investments Group is simple yet profound: to create financial security for our members and their families, not through individual gain, but through collective strength. We believe that by pooling our resources and making decisions together, we can achieve more than any single person could alone. Our core principle is to "remove ourselves from corporate greed" and to concentrate on the well-being of our members only. Every action we take is guided by a spirit of cooperation and absolute trust. This is not a fund for those who are solely self-interested; it is a community where a majority vote shapes our direction and our shared destiny.
Our Vision
Our vision extends far beyond a simple investment portfolio. We are building a legacy of financial freedom for generations to come. We aim to empower our members to achieve a comfortable retirement in their early fifties, a stark contrast to the traditional pension models that often require waiting until a much later age. For our founders, who may be at a point where this goal is beyond their own reach, this vision is dedicated to their children and, most importantly, their younger grandchildren. We are planting seeds today that will grow into a secure future for our loved ones. We are not just investing money; we are investing in a dream of long-term financial independence and security for our families.
Our Family-Oriented Goals
Every decision we make is with a view to strengthening the bonds of our cooperative and the financial futures of our families. Our goals are intrinsically linked to our family-first philosophy:
- Empowering the Next Generation: Our core objective is to ensure that our children and grandchildren are financially secure. We are constantly seeking new investment opportunities that will provide sustained, long-term growth. We believe that by creating a strong fund, we are giving the next generation a head start in life, allowing them to pursue their passions without the burden of financial stress.
- A Fair and Equitable Distribution Model: The ultimate aim of our fund is to give back to our members in a tangible way. The plan to return original investments and replace them with share holdings is a monumental step. This process will transform every member from an investor into a genuine shareholder, with a direct stake in the fund's success. Once this is achieved, the doors will close to new investments, ensuring that the fund's future profits are distributed exclusively among those who built it.
- Profits for the People: Our profit distribution model on a 60/40 basis is designed to put our members first. The 60% dividend payout is a direct reward for the trust and investment of our members. This money is intended to be used by families for their own needs and dreams. The remaining 40% will be reinvested to guarantee the fund’s continued growth, ensuring that the stream of dividends is not only sustained but increases over time. This model demonstrates our commitment to sharing the wealth and creating a continuous cycle of prosperity for our community.
- A Support Network, Not a Business: The practice of offering loans to members and their immediate families is a cornerstone of our family-centric approach. We understand that life brings unexpected challenges, and our fund is designed to be a source of support, not just a place to earn returns. The request for a donation of interest, rather than a forced payment, reinforces the spirit of cooperation and mutual aid that defines our group. It is an act of solidarity that allows the fund to grow while providing a safety net for those who need it most.
Our Simple Rules
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Sharing & Leaving the Fund
You can pass your investment to someone else in your family if you choose. If you need to leave the fund, your money will be returned to you within 5 business days (minus any loans you may have).
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Becoming a Trustee
Members can apply to become a trustee to help guide the fund. The investment needed to become a trustee is currently £3,000 (as of 01/08/25).
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Investment Details
To join our fund, you'll need to invest a minimum of £500. The most any one person can invest is £3,000 (as of 01/08/25). Only members who have invested this amount can vote on raising this limit.
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Meetings & Growth
Our trustees meet regularly to plan for the future. We also plan to have an annual meeting for all members to attend.
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Helping with Loans
We can offer loans to members and their immediate family. We kindly ask for a donation of interest on these loans, which helps the fund grow. This is not required, but if a member chooses not to contribute this donation, they may be asked to leave the fund.